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50+ Frugal Living Tips for Large Families

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We are a family of 6 and over the years we compiled a list of frugal living tips for large families. Everything from food, to clothes, to home, to travel, and entertainment we have frugal tips for it all and I’ll share them with you! At the end of last year, I shared with you the 165 way we saved money in 2015 now I will share how we save money as a large family.

50+ Frugal Living Tips for Large Families

Save Money on Food

I want to start with saving on food because this seems to be what amazes everyone and what they have the most questions about. Other families seem amazed that we feed 6 of us for $400 a month instead of $1,000+! Here is how we do it.

Eat real food. We eat as much real food as possible. This means I do a lot of cooking. It’s cheaper to make your own fried chicken for a family of 6 instead of buying 2 boxes of fried chicken from the freezer section.

Don’t buy it if you can make it.  There are 7 main things I stopped buying and started making. But this is the basics, like above, don’t buy friend chicken when you can make it. Don’t buy jelly or jam when you can make easy freezer jam in the spring.

Stretch meal with beans and rice. You can make meat stretch with beans. You can use half as much. I also find that shredding meat like chicken and adding beans and rice stretches it much further.

Bread and potatoes. We eat a lot of bread and potatoes with meals. They help fill you up for a lot cheaper than meat and other veggies do.

Coupons. Yes, we use coupons, but not in the extreme couponing way but in the ‘hey I’m buying that and I have a coupon way’. I do miss opportunities where if I had looked a bit harder I would have found a coupon but with a family of 6 and blog to run I don’t have a ton of time to coupon hunt. I did share my sites of where you can score over $1,500 in rare and high-value printable coupons online. Those are my go to sites.

Drink Water. We drink water 95% of the day. The kids get a cup of milk with breakfast and a glass of watered down juice at lunch and the rest of the day it’s water. It’s healthier and cheaper. We don’t keep soda and extra juices in the house.

Menu plan. Yes, we menu plan. I did a video explaining how we menu plan. Since making the video, we more or less make a list of meals for the set time frame then pick what is easier to make each day but having that list is what is saving us money.

Once a month shopping. Yes, we shopped once a month before we got into the RV. We made a month long menu plan and a list and took an entire day and hit several stores. We would start by hitting our local grocery outlet, then BJs warehouse (mostly for diapers, wipes, bulk beans, rice, sugar, and flour) then Aldi and whatever we couldn’t get at those 3 stores I would grab at our local chain grocery store. We would have an extra freezer and freeze bread and milk on top of other things. Yes, we walked out with 20 loafs of bread, 8 dozen eggs, 10 gallons of milk, and more. The reason you want to only shop once a month is the more you go into the grocery store the more extras you buy and the higher your bill goes.

Skip eating out. The menu planning is to avoid eating out. This drives up the coast of feeding your family. I’m not saying you should never eat out but I’m saying when you do it should be planned and to celebrate or a special occasion. When you do eat out follow my tips for eating out frugally.

No meat day. We have a meatless meal day once a week. This ranges from mac n cheese for the kids, to spaghetti, bean tacos, rice beans and corn bread, fettuccini alfredo and more. Cutting out meat one night out of the week can save you about $20 a month or more right there.

Breakfast for dinner. We also do one night a week where we have breakfast for dinner. Breakfast is the cheapest meal to cook and this also in many cases means no meat. We use a dozen or so eggs, a loaf of bread some cheese and once a month a pack of bacon. We can feed all of us for about $5.

Cook for leftovers. Whenever possible we cook so we have leftovers. These are used for lunch and if we are lucky and we have enough we will have a leftovers dinner night. But they rarely last that long.

Use Amazon Pantry. I use Amazon Prime Pantry to save on my groceries as well. I can get deals and buy in bulk sometimes the deals aren’t great but other times they are better than I can find in town.

Free Groceries. I also shared recently how I get $100 in free groceries each month.

Simple Tip. This one tip helped me save $1,200 in groceries.

Save Money on Clothes

Now that we covered food the next thing I get asked about is clothes.

Hand me downs. Yes, my kids wear hand me downs. I have 3 girls and while clothes from the oldest girl rarely make it to the youngest there are some that have.

I get free kids clothes. Yes, I do get kids clothes free. I wrote a post explaining how I get free kids clothes, from where and how you can too.

Mend what you can. I learned basic sewing skills and got a small sewing kit that I keep by my bed. I sew buttons back on, sew up some small tears etc. I’m not any good at hems but I’m learning!

2 weeks worth of clothes. We don’t keep a ton of clothes we have about 2 weeks worth of summer clothes and 2 weeks worth of winter clothes and PJs for each kid. Since we keep up on laundry this isn’t an issue and it saves us from buying a ton of clothes.

PJs same as play clothes – We try to keep most PJ and cloth pants and T-shirts. This allows us to use their PJs as play clothes so if they get paint on them it’s not a big deal because the only people that will see them are us.

Save Money Around the Home

Now let’s save some money around the house.

Make your own cleaning supplies. We started out by making our own laundry soap. We also make our own foaming hand soap, Windex, and Fabreeze.

Skip the paper. Don’t use paper products if you don’t have too. Use rags instead of paper towels. Skip paper plates for regular plates. Some families have gone as far as to use family cloth instead of toilet paper….. but that’s a bit far for us.

Reuse Ziploc Bag. We reuse Ziploc bags as we can. We don’t use any that have held raw meat, but any that hold snacks and chips we will wash and reuse again.

Get rid of clutter. Getting rid of clutter has made it easy to find what we need as we need it and this has saved us money by not buying stuff we already have.

Downsize to a small house. We made the mistake at first of trying to get each kid a bedroom when in reality we just need a 3 bedroom house. A bedroom for mom and dad, a boys room and a girls room. We all tend to congregate in one area of the house anyway so we don’t need a lot of useless space. So we downsized, to the extreme in some cases, to an RV to live in full time but you can do this in a regular house as well and save money on rent or a mortgage, and all your utilities.

Barter. This can save you a ton of money. We trade childcare with other families. We watch their kids they watch ours. You can barter your time and talents for other things you need as well.

Ditch the cable. We saved money by getting rid of the cable and using services like Netflix and Hulu along with our Amazon Prime account. We maximized this with an Amazon Fire Stick.

Grow a garden. Anytime you can grow your own food in a garden, raising some chickens etc you can save money on food. Get a milk cow if you have room and save on milk, make butter cheese and more.

Save Money on Babies and Kids

Having 4 kids we have learned a few things about saving money on babies everything from diapers to feedings and more!

Breastfeed. please don’t get me wrong, Breastfeeding is not free by any means but it is much cheaper than formula feeding. We have kids that we formula fed and some we breastfed and we saved a bunch more money breastfeeding. Check out what I wish I knew before I started breastfeeding.

Cloth diapers. Like switching from paper towels, this will save you money. There is a good start up cost when getting started but the overall cost over the 2 years before your child is potty trained will save you a ton of money. Check out how to get started cloth diapering and how to save money on cloth diapers

Skip baby food. As your little one starts eating table food they can eat most everything you eat so baby food isn’t really needed.


Pay cash. We try to pay cash for everything we can instead of putting it on a credit card or taking out a loan. Plus by paying cash, we tend to get a better deal vs taking out a loan.

No debt. We strive to be debt free. While we do have a car loan we are working to pay it off and be debt free. We will then make car payments to our savings account to build a car fund for when we are ready to replace our car, that we will drive until the wheels fall off!

Increase Your Budget with Amazon Gift Cards. There are many legit ways to earn free Amazon gift cards. I listed my 45 top ways to earn free Amazon Gift Cards. I also shared my system that allows me to earn $210 each month in Amazon Gift Cards. I use them to order gifts, household items and like I mentioned before on Amazon Prime Panty.

Avoid Temptation. To avoid impulse purchases, it’s best to avoid temptation. That is why I suggest only grocery shopping monthly. Other ways to avoid temptation are to avoid the mall. Toss junk mail without sorting through it. Cancel all magazine subscriptions even the free ones. Fewer ads in the house means the less temptation you will have. Canceling your cable will help as well!

Saving Money on Entertainment

Take advantage of free weekends. Many local attractions, museums and others will offer free weekends a few times a year. Take advantage of them!

Memberships. Have a local attraction your family loves like a zoo, museum or amusement park? Consider getting a membership so you can go anytime you want for free for an entire year.

Kids eat free nights. If you are planning to eat out, look for places where kids free normally you can get 2 free kids meals for every adult entree bought. For us, that means all 4 of our kids eat free. If you have say, 7 kids have one kid order a cheap adult meal and you can 6 free kids meals, see where I’m going with this?

Free city events. Every city will have free city events throughout the year. Some do summer concerts others do festivals. There will always be ways to spend money so either set a budget or don’t even bring your debit cards with you.

Parks. Parks are free and perfect for younger kids!

Group discounts. Get together with other large families and take advantage of group discounts at local attractions. Normally you need 10 – 15 people to take advantage of this discount.

Entertainment Book. Use things like Entertainment Book to save money locally or even out of town. Verizon Wireless has also paired with Entertainment Book and offers points on your account each month which can be traded in for discounts like Buy 1 Get 1 Free admissions to attractions.

Family Game Night. There is no better way to bond than time together. We try to do once a week family game night. We also watch for deals on games and add to out collection a few times a year.

Family Movies. We will sit down once a week and do a family movie. We tend to do them in the afternoon between lunch and dinner. This way any younger kids that need naps and are too fussy are tricked into nap time 😉

Saving Money on Travel

Stay with Family. Before we started traveling full time we always traveled to areas we had family. Because of this, we always tried to stay with family vs a hotel. It gave them more time with the kids and it saved us money and even on food as well.

Save on a Road Trip. I shared 20 ways we saved on our last road trip. I also shared how we did a 4-day road trip for under $800 when it was just the 5 of us and I was preggo with baby number 4.

Travel Hacking. I recently read an article on travel hacking. While we haven’t tried this yet it does seem like a great way to save money on traveling.

A friend of mine wrote an ebook on how to take a family vacation for a week for $250 or less!

What ways does your large family save money?


More Frugal Living Tips

How to Stop Spending Money, 12 Clever Tips

Tips for Frugally Eating Out

How to Save Money – How to Save 50% of Your Income

165 Ways We Saved in 2015

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Danielle, The Frugal Navy Wife

Hey everyone, I'm Danielle, I am the owner of The Frugal Navy Wife and Roadschooling with The Frugal Navy Wife and Author of "How to Have Your Dream Wedding for Under $1,500".

I am a Wife, mom to 4 kids, homeschool mom, blogger, social media junkie, Frugalista, Book Worm, and Closet Want-to-be Chef. We are a Roadschool family (homeschooling on the road while traveling fulltime).

I grew up learning ways to save from my mom and grandma. I started my own coupon journey when my first child was born in 2009 and started the blog on 2010 when baby #2 was born to share my tips with everyone who kept asking about how I was getting diapers for $1 a pack!

Click here to learn more about starting a blog.

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