We are in the age of cell phones. Almost everyone had one, we carry them with us everywhere and they cost a fortune! Now let's get some of that money back by putting them to work for us! There are many apps that will save you money (or make you money!) These money-saving phone apps will help you save money on groceries, gas, atm fees, and more!

These apps are all free to use but some do have a pro versions that you can pay for. I have the free version of them since I don't like to pay money if I don't have to!

15 Money Saving Phone Apps

Shopkick – Right now there is a HOT offer: $5 promo-active for new users that download Shopkick. Check-in at your favorite stores and earn rewards for shopping at stores like Macy's, Target, Best Buy, and more. Use your rewards to earn gift cards, I cash in for Target Gift Cards! Be sure to use promo code: FRUGALNAVYWIFE

Ibotta – This app pays you cash for purchasing your favorite items at over 40 stores like Target, Walmart, Whole Foods, and more.

Fetch – Scan your receipts from shopping and earn points that translate into gift cards! The more you scan the more you earn!

Favado – Matches your local grocery store sales ads to the current coupons to help you save 70% on your grocery bill. 

Snip Snap – Makes coupon “clipping” easy! Snap a photo of any printed offer, and SnipSnap converts all the text, images, and barcodes into a mobile-optimized offer, which you can redeem off your screen! No more forgetting coupons at home!

Viggle – Viggle allows you to check into your favorite TV shows and earn points just for watching! Points are redeemable for gift cards to stores like Carter's, Sephora, Starbucks, and more! 

ShopSavvy – Barcode scanner that gives you the best price comparisons. Scan any item to see if you're getting the best price at your store. 

Gas Buddy – Use this app to find the closest and cheapest gas prices in your area!

Receipt Hog – Snap pictures of your receipts and earn points and spins on the prize wheel. Trade points for gift cards.

RedLaser – Price comparison app that allows you to scan a bar code and compare prices from 1,000's of online and offline retailers. 

Loyalli – Combines all of your loyalty cards in one place with over 600 participating retailers. 

Redeemia – Combines all “Daily Deal” apps into one place including Groupon & Living Social. 

CardStar – Add your loyalty numbers from over 300 retailers including, CVS, Pet Smart, and more for easy mobile scanning. 

ATM Hunter – This app will find you the closest ATM. Program it to your bank and it will search specifically for ATM's relevant to you so you can avoid paying fees. 

Mint – allows you to track, budget, and manage your money for free all in one place.