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With all of us shopping for the holidays, budgeting can be a real challenge. But, it can be done. There are different strategies you can use like taking advantage of store sales or comparison shop online to ensure you’re getting the best deal possible.
You can also consider using a credit card that has a rewards program, so you earn points for your holiday shopping and also on everyday purchases.
Have you heard about Chase Ultimate Rewards? If not, you could be missing out! Ultimate Rewards is available to Chase Freedom, Chase Sapphire and Ink from Chase cardholders. When you use any of these cards, you earn points on every purchase, which can then be redeemed for travel, merchandise, gift cards, cash back and more!
So how does Ultimate Rewards help stretch your holiday budget? If gift cards are on the top of your shopping list, you can redeem points at the same prices you’d pay in store, without additional mark-ups. So a $50 gift card is only 5,000 points!
Or maybe you’re in need of a little more cash this time of year. You can earn cash back starting at $20 for just 2,000 points. Going on a holiday getaway? When you redeem for travel you can book on any flight with NO blackout dates or restrictions! Uh…no blackout dates? Whoo hoo! Chase also offers extra incentives for cardholders with Ultimate Rewards during the holidays. I like the sound of that! When it comes to holiday shopping, setting and sticking to a budget along with using strategies like the ones above is just plain smart. You’ll be happy that you did come Jan. 1.
Share your tips for holiday shopping on a budget! What are your tips for staying on budget during the holidays?