This is a sponsored post written by me on behalf of Green Dot. All opinions are 100% mine.
Have your kids ever looked at you and wanted you to buy them something? With five kids, it’s important that I teach my kids how to manage their money. However, before I can teach them, it’s important that I have every aspect of our finances figured out. If you’re looking for a way to manage your money in a simpler way, these tips are for you!
The other day, we were shopping, and my daughter wanted me to buy her something. I had to explain to her that we were grocery shopping and not toy shopping. I cannot say that went over well, but she’s learning. Here are some things we’re learning as a family.
Budgeting is super important
I don’t my kids to ever think that you can just go to the store and buy whatever they want. Budgeting is such an important part of money on a daily basis. In my family, we budget our money before we spend it!
Use the right money tools
Money can work better for you if you have the right tools. Sure, you can budget and take your money to the bank, but sometimes there are even better tools out there for you. One of the tools we use in my family is the Green Dot 5% Cash Back Debit Card. This debit card works in favor of us, instead of against us. Here is how we use it to manage money in a simpler way.
You can earn up to $100 cashback annually. How awesome is that? You basically get paid for using the Green Dot 5% Cash Back Debit Card. Who couldn’t use an extra $100? You can earn 5% back of every eligible purchase.
Let’s say you get direct deposit or are expecting a government benefits check, you can get paid up to 4 days before the actual payout. When you choose direct deposit with Green Dot, you may even be able to access your paycheck up to two days early and for free. Disclaimer: Your employer or benefits provider will often notify Green Dot Bank of an incoming deposit ahead of your actual payday. If they do, Green Dot will credit the amount to your card immediately so that you can access your money sooner than expected!
I think what has attracted my husband and I to Green Dot is that they’re so transparent. I don’t have to worry about hidden fees. They’re upfront about the fees, which is super important to me. Their free structure is straightforward.
You can get a Green Dot bank account easily, which makes budgeting super simple. When you’re trying to feel confident about your finances, Green Dot is the way to go.
You don’t need to make budgeting or managing your money crazy. Keep it as simple as possible! Bank Smart. Get Rewarded. Get a Green Dot card today!
Personally, I love using my Green Dot card on our date nights! IT makes it really easy to make sure we don't go over our ‘Budget'. It's super easy to reload and easy to use.