This is a sponsored post written by me on behalf of Navy Federal Credit Union. All opinions are 100% mine.
Shopping for the holidays is amongst us. All of us are looking for ways to save money on
everything we need to buy. When it comes to spending money, it’s best to get the best deal
possible. Don’t just go out there and pay full price for items. Instead, check out these smart tips
for holiday shopping.
Create a budget for your spending
In my opinion, it’s always best to have a budget in place. My household uses a budget for
everything, but especially for the holidays. By creating a budget, you are telling your money
where to go.
Don’t go crazy on spending
According to a kids and money survey, 57% of parents said they spend
too much money on items their kids don’t need. Don’t get a financial holiday hangover from
buying things your kids don’t need. In fact, your kids are going to love what you buy them, so no
need to overbuy.
Don’t be afraid of making something yourself
What do you think people used to do? One hundred years ago, most people couldn’t afford to
just go buy gifts for everyone they knew. Christmas is commercialized to get you to spend as
much money as you can. My advice is to not be afraid to make some things yourself. There is no
shame in that!
Credit card rewards work wonders
We use Navy Federal Credit Union year-round to help us save for Christmas. For example,
those who are part of their Member Mall. Using the Member Mall, you can make purchases for
things you’d already be buying, but you save money along the way. Make sure you’re using a
credit or debit card that rewards you for your purchases. Why choose Navy Federal?
Enjoy the holiday shopping
Don’t let the financial stress of the holidays get in the way of enjoying the season. If you budget
and shop carefully, you can give everyone you know an awesome gift this holiday season. Are
you wondering what type of holiday shopper you are? Take the What Kind of Holiday Shopper Are You? quiz from Navy Federal Credit
Union to find out. It will help you find out if you’re a last-minute shopper or more of a planner.
It’s so much fun and it may help you on your holiday shopping adventures this year.
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