This is a sponsored post written by me on behalf of Navy Federal Credit Union for IZEA. All opinions are 100% mine.
The New Year is here and I couldn’t be more excited. My husband and I have a “business meeting” every year to decide what we will do with our finances in the upcoming year. Well, this year is here and I’m excited about the changes we’ll be making in 2018. For everyone else who is trying to get their finances in order for 2018, here are some tips to get you started.
#1. Take advantage of Travel Notifications.
I love Navy Federal Credit Union for watching purchases on my account. I had my debit card stolen once and they notified me because there were purchases at a Washington state gas station when the night before I just purchased groceries in Maryland.
The flip side when I am traveling I am able to let them know when and where and I don't have to worry about my debit card accidentally being frozen! Take advantage of this!
#2. Monitor your credit accounts.
Every four months obtain a free credit report from one of the three major credit reporting agencies. Doing this will allow you to look for any abnormal activity that you did not permit. Also sign up for credit alert to make sure no new credit accounts were opened in your name or your spouse’s name. With Fraud Alert potential lenders can take actions to help protect you when they are alerted to activity that is out of the norm.
#3. Know what to look for in financial fraud.
Pay attention to your credit card statements to ensure no large purchases were made. Large purchases will be the most obvious to spot, but also watch for duplicate purchases. They can be smaller purchases, from small businesses, like a pizza parlor, where the cashier will scan your card twice, and then keep the second pizza for themselves. Many dishonest cashiers have been known to scan credit cards more than once, intentionally, or even jot down your personal information from the card.
#4. Set financial resolutions for yourself.
One of my favorite things to do in 2018 is set financial resolutions for myself. My husband and I set resolutions for ourselves and then as a family. You can even take this quiz from Navy Federal Credit Union. What Should Your Financial Resolution Be?? This quiz was quite eye opening for us! Now we know what we should focus on for our financial resolutions. For us, we’ll be saving more money in 2018.
#5. Get rid of mindless money sucking subscriptions.
Do you want to know what’s really robbing your wallet? Mindless subscriptions. They only take $5 here and $5 there, but they add up! I love this article from Navy Federal Credit Union on saving money on mindless subscriptions. It suggests great ways to pay less for your subscriptions if you just are not ready to ditch them as a whole.
Now, getting your finances in order in 2018 will be easier than ever. Thanks to Navy Federal Credit Union for making it easier on my family.
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