This is a sponsored post via Allstate. Regardless all opinions remain my own and I only recommend products I believe in.
Car insurance is one of those things you need in life, it’s not something you want to skimp on. When you’re looking at the best car insurance for yourself, there are some things to consider.
#1. Make sure it’s affordable – You don’t want to be house poor from your car insurance. The best kind of car insurance is one you can afford. The cost of car insurance depends on many factors, even including the make and model of your car, your driving record, age, where you live and more.
#2. Think about deductible and limits – The deductibles and limits you choose affect the cost of your policy. Limits are the highest amount your insurance will pay after a covered loss. A deductible is the amount you pay toward a covered loss before your insurance kicks in. Check out these deductible and limit scenarios. Know what your insurance includes! This information will be important down the road.
#3. Good coverage is necessary – When it comes to car insurance, you do not want to be paying for something if you won’t get anything in return. Get to know the different types of auto coverage to understand your needs.
#4. Choose an insurance company with a good reputation – The best car insurance for you includes choosing a company that has a GOOD reputation. When you need your insurance company, you want them to do their job. So, choose an insurance company that will take care of you when you need them most.
#5. Meet with your agent annually- Has it been years since you’ve had your car insurance re-quoted? You should ask your agent for an annual review to make sure your coverage is still accurate for your needs. From life changes to car shopping, saving or traveling, your car insurance may come into play more often than you might think.
This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day.
Millie Hue says
Thanks for pointing out the importance of having an idea about the types of auto coverage. Like you said, it will help you be informed about the benefits or the things that you will be getting in return. I will share this information with a friend of mine who will be buying a car this year after getting his promotion one of these days. This information will help him choose the right policy for him once he has finally bought his own car.
Ellen Hughes says
I like that you suggested choosing an auto insurance policy that you can afford, so it’s important to consider factors such as the make and model of your car, your driving record, and age. My husband is planning to buy an auto insurance policy for his new car. He has been keeping his driving record clean, so he’s hoping to find an auto insurance policy that won’t give him financial problems in the future. Thanks!
Raymond Cooper says
I like how you suggest taking the time to choose an insurance company that has a good reputation. I’d imagine looking at online reviews from current and previous customers would be a good way to determine this. I’d certainly feel a lot better getting insurance from a company if I know they have a good reputation and my best interests at heart.