When you marry a person, it isn’t all about the wedding. The wedding is just one day of your entire lives together. Instead of spending thousands on one day, you can spend that on the rest of your lives. Here are the top 10 budget wedding ideas for summer that will save you more so you can enjoy other days together! A budget Wedding can look expensive, here is how. Summer is a popular time for weddings, but the warmer weather can also mean higher costs. If you're planning a summer wedding on a budget, there are a few ways to save. By following these tips, you can plan a stunning summer wedding that won't break the bank. Where can I find budget-friendly jewelry for a summer-themed wedding? You can discover affordable summer-themed wedding jewelry by browsing through online … [Read more...]
Feeding a Family on a Budget – How I Feed My Family of 6 on $200 a Month – Cheap Meals for Large Families
I have a confession. I don't use coupons anymore. Ok well, I use some, and if I see some good deals at the drugstore I'll jump on them but really for groceries, I'm lucky to remember my list much less my coupons. So I went on the hunt for cheap meals for large families because I am feeding a family on a budget! The first thing I did was read this book from America's Cheapest Family, Cut Your Grocery Bill in Half with America's Cheapest Family I started implementing different tactics and started asking other 'large families', and here is what I do. How am I feeding a family on a budget with 6 people for under $200 a month without that crazy extreme couponing? I have developed a system that works perfectly for our family. Here are my steps to incorporate what will … [Read more...]
Fight Inflation: What You Can Do
Inflation. Everyone is talking about it and how it is drastically affecting our everyday lives. Every day we hear about prices rising on the news or social media but no one really has a solution to the problem. Most are saying we just wait it out, but no one knows how long this will last. To help survive inflation we need to be making moves now that will help us down the road. There are a few simple ways you can fight inflation and help your family handle the rough months ahead of us. Saving money is a huge step and I can help show you how to do that. What is inflation? An economy experiences inflation when prices of goods and services increase gradually over time. A rising general price level lowers the purchasing power of each unit of your money; consequently, inflation … [Read more...]
18 Books about Frugal Living You Should Be Reading
There are a lot of books about frugal living, but which ones should you be reading? Well, we've put together a list of our favorites to help get you started. From tips on how to save money on groceries to DIY projects that will help you cut costs, these books have it all. So if you're looking for ways to stretch your dollars, look no further! How can I live frugal but not cheap? There's a big difference between being frugal and being cheap. Frugality is about making the most of your resources while being cheap is about getting the lowest price possible, no matter what the cost. Here are a few tips for living frugally without becoming a cheapskate: Make a budget and stick to it.Buy used whenever possible.Compare prices before you buy.Get creative with your meals.Cut down on your … [Read more...]
How to Save Money on Easter Baskets
Saving money is a big hobby of mine, especially when the holidays roll around. One specific holiday that I have noticed is super expensive is Easter. I have worked hard to narrow down the costs of Easter. From all the decorations to desserts, here are my tips. Use these the next time you need to fill up a few Easter baskets. How to Save Money on Easter Baskets Buy the candy during sales Candy goes fast when it comes to holidays. One way you can save money is to buy candy during sales. Even if it is earlier than you would like, buy the candy early. The good thing about candy is that it lasts for a while! It won’t go bad and you will save a ton of money by buying it while it’s on sale. Also, when it's on sale you may be able to get rebates from shopping apps so be sure to use all the … [Read more...]
3 Ways to Save Big on Laundry Costs
Ahhhh laundry. Unfortunately, it’s a necessary part of our lives. It can also be a very expensive part too. Costs of supplies, water, power, and more can really jump your expenses up if you’re not careful. There are a few things you can do to save yourself money even when doing your whites. 3 Ways to Save Big on Laundry Costs Wash Your Clothes in Cold Water For the most part? Hot water is very bad for your clothing and honestly, there is no reason to ever wash something on hot. Your water bill and your clothing bill are both suffering if you are. Instead, wash on the cold cycle. If you’re washing whites, they will get just as clean on cold as they would on hot, but if you must use a different cycle, use the warm cycle instead. Related: 13 Uses for Zote Soap Ban the Dryer and Use a … [Read more...]
How to Properly Make a Zero Balance Budget
If you're like most people, you're on a budget. But have you ever considered the best type of budget to create? According to many financial gurus, a Zero Balance Budget helps people save more money and spend less. It's also one of the simplest budgets to make and you're probably already doing it without even noticing it. What is a Zero Balance Budget? A Zero-Based Budget is just what it says- your budget should equal zero at the end of the week or month, however far in advance you balance your budget. Whatever income you receive, and whatever out-going expenses you have, should all equate to zero, no matter what is thrown at you. How To Make A Zero Balance Budget Write your monthly (or weekly) income down on a piece of paper. Write your expenses down. Do they equal zero? … [Read more...]
How to Build a Budget You Can Stick to This Year
For most people, the New Year brings an opportunity to start fresh. It's prime time to make some changes in your life. One change you should make is finally building a budget you can stick to. Creating a budget you can use year and year again will help you meet your financial goals and keep your stress levels low. Building a budget can seem easier said than done. But if you struggle to stay on track each month, maybe a budget is worth investing your time and energy into. Whether you're a millionaire, or part of the other 93% of people, building a budget is crucial to financial success. And PS, it doesn't have to be hard. So let's talk through what you need to know to build an accurate, realistic, and successful budget. How to Build a Budget You Can Stick to This … [Read more...]
25 Ways to Cut Your Spending by $100 a Month or More!
When it comes to saving money, there are lots of ways you can go about doing it. There are at least 25 ways to cut your spending by $100 a month if not more. Some of these ways you may have thought about and other ways you may not have. Either way, when money is tight you do what you need to, to save and get the bills paid. 25 Ways to Cut Your Spending by $100 a Month Use the envelope system. That way you know what you’re spending and can automatically put the extra $100 back a month. Cut your cable bill. If you can get out of your cable bill, do it now. It’s eating into your budget and what do you get in return? Stop eating out. It’s amazing how willing we are to spend money eating out. However, it’s also the easiest way to save! Stay home more. Gas can … [Read more...]
How to Save Money as a Teenager
If you're a teenager, you may like the idea of saving money you've received and earned so that you'll have it when you need it. Saving extra cash is always a good idea because you don't know when you might come across something you'd like to get that costs a lot, such as the latest gaming console, your first vehicle, or even books for college. No matter your reason for learning how to save money as a teenager, check out these practical steps to build a savings account. How to Save Money as a Teenager Open a Savings Account That Earns Interest One of the first things you should do when you want to save money as a teenager is open a savings account that earns interest. Of course, this means you'll need to do a bit of research to determine which banking institution is offering the … [Read more...]