When a person is budgeting, they don’t like to admit that they have left some stuff out. However, we all do it. We sit down to budget and then realize that there are things we have forgotten to budget for. Check out these Forgotten Monthly Expenses you are forgetting to budget for and put them in your budget right away. 7 Forgotten Monthly Expenses You NEED To budget For! Just the smallest forgotten monthly expenses can throw your whole budget into a tailspin. I've been there when something comes up and there is no room in the budget for it. I've been so desperate NOT to pull from saving some time that I've sold things in the garage to pay for the expense just so I was still on track for all my goals. This may or may not have been what happened to my patio furniture..... But over … [Read more...]
$100 Until Payday: The $100 Grocery Budget (or Less!)
It happens to the best of us; we think we're okay on groceries, but for some reason, we suddenly find ourselves low on food. Maybe we didn't menu plan correctly or maybe we simply ate more than we intended. Whatever the reason, if you're short on groceries and short on money, it can be a very stressful and scary time for a family. Learning to stretch your groceries is something that all Moms (or Dads) should learn how to do. It is easiest if you imagine that you only have $100 left until payday. $100 Until Payday: The $100 Grocery Budget (or Less!) By imagining that you only have $100 left, it forces you to think about budget-friendly meals that you can feed your family and how to take what you have in your fridge, freezer, and pantry and make it into as many meals as you … [Read more...]
6 Genius Frugal Living Tips for Frugal Family Living
We are always looking for ways to stretch out the budget. We fully take part in frugal family living and this, in turn, teaches the kids about money as well. This all boils down to the 6 genius frugal living tips that are the base for all our frugal living. 6 Genius Frugal Living Tips for Frugal Family Living If you're looking for "new" ways to save money, you are probably overlooking quite a few of them. These six ideas are only a few to get you started. Once you've got these put into practice, take a look at the other ways to save money that we recommend. They will help you save money in all areas of your life so that you can build on these six ideas. How can I save money fast? I always want to start by saying you should always bring in more money where you can and I get asked this … [Read more...]
10 Money-Saving Tips from the Amish Lifestyle
When you're looking to cut expenses, one way to do so is to look at groups that are known for being frugal. The Amish are just one of these groups and if you look hard enough, you can learn quite a few money-saving tips from the Amish lifestyle. The Amish live a very simple life and as a result, they live very frugal lives. For families who are looking to lower their living expenses, taking a few steps toward this simplistic, frugal lifestyle is one sure-fire way to do it. A lot of people make the mistake of thinking that the Amish are frugal but that isn't entirely true. The Amish live a lifestyle that happens to be frugal, but they don't do it for the sake of frugality. It is their beliefs and values that are frugal by nature. You, however, aren't likely to be Amish which … [Read more...]
Cruise Cheap – How to Take a Cruise on a Budget
I don’t know about you, but I would love to go on a cruise right now. Cruises are so relaxing, fun, and a great way to see the world. However, they can be pretty expensive if you don’t know what you’re doing. I'm going to share with you how to take a cruise on a budget or in other words how to cruise cheap! Cruise Cheap - How to Take a Cruise on a Budget How do you know what you can afford if you don’t have a budget? Determine how much you want to spend on your cruise. This should include the amount you want to spend on gas, airfare, food, drinks, and anything else. Once you have set a budget, you can start looking for deals on that budget. Look for All-Inclusive Deals I cannot express how important it is to look for all-inclusive deals. All-inclusive means your room fees, food, … [Read more...]
Hobby Lobby Savings Hacks
Hobby Lobby is one of those places you can spend hours at. However, it’s also one of those places in which you can spend your whole paycheck at. Here are a few savings hacks for Hobby Lobby. Hobby Lobby Savings Hacks Use Coupons When You Can Yes, Hobby Lobby is one of the few places that isn’t shy about giving out coupons. It’s quite amazing really! Using coupons can help you save a lot of money. For example, their 40% off coupons, rock. You can use this coupon on a regularly priced item. This coupon is also available to use online. Price Match Hobby Lobby will price match stores like Micheal's and JoAnne Fabrics. Related: How to Score the Best Sephora Deals & Sephora Savings Hacks Look at the Weekly Ad No joke, Hobby Lobby has the best weekly ad. You don’t have to … [Read more...]
How to Have a Killer BBQ on a Budget – Cheap BBQ Ideas
It's here! Summer is a great season to host a get together with your friends. Winter sweaters and jeans have been traded in for flip flops and shorts and cooking on the barbie is out in full force! What better way to get the summer started than by putting on a good old-fashioned BBQ party with your friends and family. Let's not break the bank with a good BBQ. We stick to cheap BBQ ideas and still have loads of fun! Prices of food and party supplies got you down? Use these cheap bbq ideas to save big money and host a killer BBQ party that will work for any budget. How to Have a Killer BBQ on a Budget - Cheap BBQ Ideas Make your own invitations - Invitations can be quite costly and set you back a little bit but if you can work a computer there are some great places that you can make … [Read more...]
How to Decorate Your Home for the Holidays on a Budget
This is a sponsored post written by me on behalf of Dollar General. All opinions are 100% mine. I received compensation for this blog. How to Decorate Your Home for the Holidays on a Budget The holidays are a great time to decorate your home. The great thing about decorating in today’s world is that you can do it in style and on a budget. You don’t have to spend your whole Christmas budget decorating your home. There are ways you can decorate your home for the holidays on a budget. Grab a few candles One of my favorite ways to decorate for the holiday season, on a budget, is by buying candles. Candles are inexpensive, but they look nice, especially around the holidays and also offers wonderful scents of the season. You can use battery operated candles too, so you know … [Read more...]
Expert Tips for Decorating on a Budget
This is a sponsored post written by me on behalf of CORT for IZEA. All opinions are 100% mine. Have you ever wanted to decorate your home, but weren’t sure how? It can be even harder when you’re on a budget. So, for those of us who want to decorate our homes, but are on a budget, here is how you get it done. I used to be nervous about budgeting and decorating, but now it’s not a problem. Set a budget for yourself First, let’s all admit that there is nothing wrong with a budget. A budget means that you can spend without worrying about overspending. A budget is perfect for someone who wants to decorate their home. Some people look at budgeting as a bad thing, but I look at it as a good thing. It’s like you’re telling your money where to go, instead of just blowing it on … [Read more...]
How We’re Saving Money for the Future
This is a sponsored post written by me on behalf of Navy Federal Credit Union. All opinions are 100% mine. Its no secret that we have 5 kids. Financially preparing for kids is not easy. In fact, when I was pregnant with all our kids, we went into stork mode and saved a ton of money. However, now that all the kids are here, we’re trying hard to save money for our future. My kids need us to be financially wise, which is why we’re saving money for the future now. Savings Account Our first step for saving money for the future is a savings account. We’re using a Navy Federal savings account to help us put as much money away as we can. We put a certain amount of money away each paycheck and this helps us save for our future. Knowing we are putting away money, in a savings account, makes … [Read more...]